Gift Annuity Program

If you’re age 60 and above, an OHS gift annuity can be a good charitable giving strategy.

How Does the Annuity work?

The gift annuity is a contract between you and OHS. You make an irrevocable gift to OHS. In return OHS agrees to pay you a fixed amount for your lifetime.

Your payment will not change regardless of market and interest rate fluctuations. The option of a two-life annuity is popular with couples.

Your age at the time of the gift permanently fixes the payout rate. The amount of your gift ($5,000 is the suggested minimum) determines the size of the payment to you.

For example: if the current annuity rate for a person age 70 is 5.1% and a person of that age makes gift of $10,000, in return OHS will pay them $510 annually for life.

Once the annuity is created, you can look forward to receiving the payment in June and December. You have the option of a check mailed to you, or direct deposit to your bank account. In January OHS will provide a Form 1099 for your taxes.

Along with a reliable stream of income for life there are additional benefits:

  • You are providing meaningful support to OHS.
  • A portion of your gift will be tax deductible.
  • If funded with appreciated securities, a portion of the capital gains tax can be avoided.
  • A portion of the payment will be tax-free income.
  • A final benefit – unique to an OHS annuity – is it also entitles you to the benefits of our Friends Forever™ care-of-surviving-pets program.

Would You Like to Learn More?

To discuss a gift annuity, (or any aspect of estate planning) or to receive a personalized proposal detailing the benefits of an annuity, contact Gary Kish by email or phone (503) 416-2988.

Sample Annuity Rates*


Age: Rate:
60 4.4%
65 4.7%
70 5.1%
75 5.8%
80 6.8 %


Age: Rate:
70/65 4.4%
76/71 4.9%
80/75 5.3%
88/83 6.8%

* Rates subject to change. Contact

Gary Kish by email or phone, (503) 416-2988 for current rates.